Affordable Legal Services of Wisconsin
216 S Hamilton St, Madison
Bankruptcy lawyers in Cross Plains, WI
Bankruptcy lawyers in the Madison area helping people and small businesses with Chapter 7 and Chapter 13 filings.
No bankruptcy lawyers listed for Cross Plains yet
None list Cross Plains as a service area yet, but the businesses below work across the Madison area. Call and ask whether they come to Cross Plains.
Bankruptcy lawyers serving the Madison area
Badger Bankruptcy LLC-Attorney Jenna Morrison
2453 Atwood Ave Ste 104, Madison
Bankruptcy Law Services and Rynes Law Office
111 S Hamilton St Ste 19, Madison
Debt Advisors Law Offices Madison
2810 Crossroads Dr #4000, Madison
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Choosing a bankruptcy lawyer in the Madison area
Bankruptcy is federal law. Cases from the Madison area are filed with the U.S. Bankruptcy Court for the Western District of Wisconsin, which has its Madison office on North Henry Street downtown.
Most people file under Chapter 7, which wipes out many debts and depends on an income-based means test, or Chapter 13, which sets up a three-to-five-year repayment plan and can help you keep a house or car while you catch up. A lawyer can tell you which fits and what each would mean for your property.
Wisconsin lets you choose between the state's exemptions and the federal ones, though you can't mix the two lists. That choice decides how much home equity, vehicle value and other property you keep, so ask a lawyer to run the numbers both ways.
Before you file, you must complete credit counseling with an approved agency within 180 days, and before your debts are discharged you must take a debtor education course. Ask whether the quoted fee covers both and whether it's a flat fee.
This guide is general information, not legal advice.