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Joe Herbst, Realtor with Keller Williams
Mortgage broker · Based in Monona
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MadisonWI.com guide
Choosing a mortgage broker in Madison
Get quotes from at least two or three lenders on the same day. After you apply, each must give you a standardized Loan Estimate, which makes it easy to compare rates, points and closing costs line by line.
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You can confirm a loan originator's license through NMLS Consumer Access. Ask whether they're a broker (shopping several lenders) or a direct lender, and how they're paid.
First-time buyers should ask about programs from WHEDA, Wisconsin's housing finance authority, which offers loans and down payment help for qualifying buyers.
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