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State Farm

Insurance agent · Based in Sun Prairie

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MadisonWI.com guide

Choosing an insurance agent in Madison

Insurance agents in Wisconsin are licensed by the Office of the Commissioner of Insurance (OCI), which also takes consumer complaints.

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Know which kind of agent you're talking to. Captive agents sell one company's policies; independent agents can quote several carriers. Both can be a good fit, but an independent agent can shop around for you.

When comparing quotes, line up the same coverage limits and deductibles. For homeowners, ask specifically about water backup coverage and ice damage, which matter in Wisconsin winters. Bundling home and auto often saves money, but confirm the discount on the actual quote.

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